Reinsurance, broadly speaking, is the insurance of insurance where the original insurer gets the risks covered with another (re-insurer) for the same reason the original insured get protection for. The reinsurance policy of the company is to purchase maximum reinsurance protection at minimum cost. Based on above philosophy, retention limit of different business segment of the company is being revised considering asset base, reserves, solvency, size of the portfolio, premium income, profitability, types of risks, pattern of loss, types of reinsurance and corporate strategy. Moreover, the retention of the company is protected by excess of loss treaty to minimize the retained loss under fire, marine and engineering policies. In accordance to present rule, 50% of the re-insurable general insurance business shall have to be reinsured with Sadharan Bima Corporation (SBC) and the remaining to be reinsured either with Sadharan Bima Corporation or outside Bangladesh. Continental Insurance Limited takes reinsurance coverage for the rest 50% from the internationally reputed Re-Insurers.